So you want to buy a park home… 1. Choose a park and discuss with the park owner your preferences for type of home and request a copy of the Park Homes Charter OR Select a home that is already sited on the park 2. Ask the park operator if he can arrange for delivery and siting of a specific home on the plot of your choice 3. Confirm the price and what it includes, terms and conditions, place a deposit and arrange completion date 4. Sign agreement on moving day 5. Move into your Park Home!
Buying a Park Home is a simple process

Buying a Park Home is a simple process. With the guidance of the park owner or manager you can be sure of a trouble free move. You do not need a solicitor, although you may choose to seek their advice. There is no stamp duty to pay.

The first step is to choose the area where you would like to live and get a list of local parks and what they offer from the NPHC.

Many people visit a park and see a home they would like which is already available. It then only takes a short time to negotiate with the park owner, prepare the home and paperwork so that you can move in.

You may prefer to visit a manufacturer’s show centre to choose your own layout, interior design and furnishings. This can take longer, but the end result will be the home of your dreams.

When you have chosen your park, ask the manager for the park rules, a copy of the Park Homes Charter and a sample copy of the Agreement, which will be signed by you and the park owner. This sets out the charges and when they will be reviewed. It also confirms the park owner’s responsibility for ensuring your quiet enjoyment of the park and for preserving and maintaining it. As a park home owner you agree to look after your garden, keep your home in a good state of repair and insure it.

Purchase your Park Home on finance terms

You can purchase a Park Home outright or on finance terms. It is important to consult a specialist if you wish to arrange finance. Building societies rarely offer mortgages on Park Homes, but a number of finance companies, such as RoyScot Larch, specialise in loans.

For further confidence, make sure the park operates the Park Homes Charter, a set of guidelines produced in consultation with the Department of the Environment, Transport and the Regions. All members of the NPHC have agreed to abide by the Charter. Ensure you ask for a copy of the Park Homes charter and Housing booklet when you visit the park.

NEWS FLASH!!!

Following amendments to the Housing Bill, from 19 January 2005, park owners are now legally obliged to give a copy of the Written Statement to prospective purchasers at least 28 days prior to a sale in order that advice may be sought should the purchaser so wish. If the purchaser needs to move into their park home earlier than this time frame, the park owner may accept a written, signed waiver that the purchaser waives their right to the park owner's obligation.

Quality Park Award
National Park Homes Council - Quality Park Award Housing Ombudsman Service National Park Homes Council Gold Shield

RoyScot Larch is one of the UK's leading specialists in providing finance for purchasers of residential park homes.

Bakers of Cheltenham - The leading Park Homes insurance specialists