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Buying a Park Home is a simple process. With the guidance of the park owner or manager you can be sure of a trouble free move. You do not need a solicitor, although you may choose to seek their advice. There is no stamp duty to pay. The first step is to choose the area where you would like to live and get a list of local parks and what they offer from the NPHC. Many people visit a park and see a home they would like which is already available. It then only takes a short time to negotiate with the park owner, prepare the home and paperwork so that you can move in. |
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You may prefer to visit a manufacturer’s show centre to choose your own layout, interior design and furnishings. This can take longer, but the end result will be the home of your dreams. When you have chosen your park, ask the manager for the park rules, a copy of the Park Homes Charter and a sample copy of the Agreement, which will be signed by you and the park owner. This sets out the charges and when they will be reviewed. It also confirms the park owner’s responsibility for ensuring your quiet enjoyment of the park and for preserving and maintaining it. As a park home owner you agree to look after your garden, keep your home in a good state of repair and insure it. |
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You can purchase a Park Home outright or on finance terms. It is important to consult a specialist if you wish to arrange finance. Building societies rarely offer mortgages on Park Homes, but a number of finance companies, such as RoyScot Larch, specialise in loans. For further confidence, make sure the park operates the Park Homes Charter, a set of guidelines produced in consultation with the Department of the Environment, Transport and the Regions. All members of the NPHC have agreed to abide by the Charter. Ensure you ask for a copy of the Park Homes charter and Housing booklet when you visit the park.
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